Credit Card Fraud
The rampant use of credit cards, and especially that use compounded by the secret avenues of the internet, can put the common consumer in a substantially vulnerable position to become a victim of fraud. Much like computer viruses and the necessary adjustments made by internet providers, card companies and merchants are vigilantly combating fraud as it occurs and thinking of new ways to pre-empt it... Read credit cards article
Citi Professional Card Secrets
Credit cards are now designed with the business professional in mind. The Citi Professional Card is designed for people who use a personal card for some business expenses. Not only is it very easy to get reimbursed for business expenses, but you also earn rewards.
Every month you get categorized account statements to easily separate purchases. Quarterly and annual summaries are also mai... Read credit cards article
Chase Credit Card
Chase Bank USA is offering a number of credit cards under different category. There are general purpose cards, rebate cards, entertainment cards, travel cards, auto & gas cards, retail cards, student cards, military cards, sports cards and business cards.
Under general purpose cards, you can avail Chase Flexible Rewards Visa Cards, Chase Free Cash Rewards, Chase Perfect Cards, Chase Platinum Master Card, Chase Platinum Visa Card, Chase Travel Plus. These cards have different benefits and incentives.
With Chase Flexible Rewards Visa Cards, you can earn 1 point for every $1 you spend and redeem for your choice of travel, cash, and merchandise or gift certificates/gift cards. You can start redeeming at 2,500 points and you will get 1,000 bonus points after your first purchases. The card has no annual fee. It charges 0% fixed APR for up to 12 months. After that a variable APR of 13.99% will be charged.
Besides earning you points in purchases, another general purpose card Chase Free Cash Rewards Card offers cash back in purchases of $2,500. While Chase Perfect Card gives you rebate on every purchase you make, with Chase TravelPlus Rewards your purchases will earn points that can be redeemed for a variety of travel rewards including airline tickets, hotel stays, cruises and car rentals.
If you are a business person, you have many options in choosing chase cards. Its Amazon Business Card will earn you great rewards if you are making purchases from Amazon.com. American Medical Association Business Card helps support important activities sponsored by the AMA at no additional cost to you. This AMA business card also offers 3% cash back on qualified business expenses and 1% back on all other purchases.
With BJs Business Card, you will be able to save more if you purchase from BJs. It also gives incentives and rebates in other purchases. Its Chase Business Card with Premier Value Miles gives you travels rewards. You will get 1 mile for each dollar of purchases. Miles can be redeemed for air travel on major airlines, car rentals or hotel accommodations.
Under entertainment cards, it has a number of cards. If you are a cigar enthusiast, it has Cigar Platinum Visa Card. Designed for cigar lovers, each card features a classic brand that reflects your personal taste and style. With Disney's Visa Card, whatever you buy from the Disney, you will earn Disney Rewards and special bonus that can help you earn double, triple, or more reward dollars or get more with your reward dollars when you redeem them.
Buy MGM MIRAGE Rewards Visa Card, the card can be your passport to seven exceptional resorts including Bellagio, MGM Grand Las Vegas, The Mirage, Treasure IslandTM, New York-New York, Beau Rivage in Biloxi, Mississippi, and MGM Grand Detroit.
Another entertainment card, Regal Entertainment Group SM Platinum MasterCard, has also so many benefits. You can earn 2 Regal Entertainment Group movie tickets if you get this card. Besides, you will get 4 points for every dollar spent at the Regal Entertainment Group Theatres. And you will get 1 point for every dollar you spend on anything.
With Six Flags Platinum MasterCard, you will earn points toward free Six Flags admission tickets and season passes. Plus, you will get 10% off food and merchandise at participating Six Flags locations. If you buy Sony Card, your will get 3 points per dollar spent on Sony products, 1 point per dollar spent on your everyday purchases, and 5 points per dollar spent at SonyStyle.com, Sony Style stores, and sony.com/sonycard.
There are many other offers under rebate cards, travel cards, auto & gas cards, retail cards, student cards, military cards and sports cards. With every chase card, there are other benefits like insurance, damage waiver, purchase security. You can claim up to $100,000 travel accident insurance. If you are planning to apply for the chase credit cards, you will find all the conditions and benefits mentioned in the application from.
Note: The figures specified in this article were current at the time of writing the article. However, author doesn't guarantee the correctness of these figures.
How to Select A 0 Percent APR Interest Credit Card
When you are looking for a credit card, you probably already know that you cannot beat a 0% APR interest credit card. After all, what can be better than paying no interest? Of course, this only applies to the introductory offer, but it can sure beat the interest levels you may already be paying on another credit card. Getting the perfect 0% APR interest credit card, however, will not come as easily as that. Here are some other things that you want to look for to make your credit card an even better deal.
0% APR Interest May Apply To More Than One Thing
When you look at the ads for credit cards and you see 0% APR interest credit cards, it may apply to more than one thing. Generally, it applies to the overall interest rate on the credit card. This means that there is no interest charged on a balance during the introductory period. Of course, there will be late fees if you do not make the minimum payment on time.
The other thing it can apply to is the balance transfer option - if it has one. This option on a 0% APR interest credit card means that you can make transfers of outstanding balances from other cards onto this card and pay 0% APR interest. The time frame, however, is what you need to notice, since it may be different than the general introductory offer. Also, check to see if there is a balance transfer fee or not. Some cards can charge up to 4% for this service.
Rewards Available
Just about any kind of reward may be possible with a 0% APR interest credit card. So, if you are looking for air miles, a student card, a business credit card, or any other kind of reward - it can be found somewhere. Rewards means that you can get anywhere from one to six points for every dollar that you charge to the card.
These points accumulate and you can get either rebates in cash amounts, or discounts toward future purchases. Many cards will give you more points toward the purpose of the card (gas card, air miles card, etc.), but many will also give you one to three points for every purchase you make at the grocery store, the pharmacy, and the gas station.
Compare Card Offers
Before you sign-up for the 0% APR interest credit card, you will want to shop around some and see which one may be the best offer for you. There are many offers out there - in the mailbox and online, but not all of them are what you really want. Be sure to look at the various fees, and try to get one that has as few fees as possible. If you have good credit, this will allow you to get a good card and better rates of interest.
Remember to pay for your purchases each month in full and on time. This way you are sure to be able to enjoy the rewards without having fees and charges eat away at your benefits.
Top rated articles for credit cards
1. The Zero Percent Credit Card Interest
First of all, no credit card is going to offer 0% financing forever. Let's just make sure that is understood that at some point after you activate your 0% APR credit card, usually 6 months, your APR w... Read credit cards article
2. Credit Cards - Secrets Revealed
Most people today have at least one credit card, but many don't fully understand how their card company works. To know this, you need to look into your agreement with your credit card issuer. You know... Read credit cards article
3. How Real are Zero APR Deals
Because of the uprising number of credit card subscribers, credit card providers develop different tactics to attract these customers to avail in their company. There have been the cash pay back, mont... Read credit cards article
5. Balance Transfers Secrets
Are high credit card fees giving you sleepless nights? Think smart: balance transfers could be an intelligent short-term solution. The following article can be used as an introductory guide and a prim... Read credit cards article
6. The Best Credit Card Deals
It is not always feasible to carry a fat wallet when you go on a shopping spree, or are traveling to far flung places. They as it is are a nuisance and at times can be a source of safety scare as well... Read credit cards article
8. Credit Cards Debt - Reduce Your Burden
In modern economies, credit cards have been given notoriety unmatched by any other financial instrument. They are made out to be demons that are single handily responsible for the financial ruin of a ... Read credit cards article
9. Secrets on Getting a Bank Credit Card
Almost all the U.S. banks offer a good selection of credit card options. Before applying for a bank credit card, one must be sure to meet the eligibility criteria established by the bank. Even though ... Read credit cards article
10. Right Time To Use A Credit Card
If you need to use a credit card, pay the balance in full every month. Don't pay just the minimum payments. If you pay off the balance before the grace periods ends, you won't earn any interest but yo... Read credit cards article
Chase Credit Card
Debt consolidation services in Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania,
Debt consolidation services in Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin and Wyoming.